Two close boyhood friends grow up and go their separate ways. One becomes a humble monk, the other a rich and powerful minister to the king. Years later they meet. As they catch up, the portly minister (in his fine robes) takes pity on the thin and shabby monk. Seeking to help, he says: “You…
One of the main problems with livestock farming is the need for feed. Without enough feed, the animals being raised can be hindered in their growth. The problem is that preparing enough feed in large quantities takes time and energy. If you have to hire someone, the cost can be quite high. If the selling…
Yesterday on Friday, after a work-related briefing, I added financial literacy briefing for the staff at PT Excellent Infotama Kreasindo and PT Aktiva Kreasi Investama, my small business. Non-work briefings are usually held every Friday. The material can be varied and not necessarily related to work. We have invited my friend Mr. Endy Muhardin to…
Many people who intend to start a business are held back by various fears. They fear they will not be able to sustain themselves; they fear thinking about finding sources of income every day; they fear that if they promise too much at the start, they will not be able to fulfill their expectations as…
The new year 2023 is here. The beginning of the year is the right moment to review various things done in the past year and then determine the goals and targets you want to achieve in the coming year. What are some tips for making new year’s resolutions in personal and family finances? Here are…
Starting a business may seem intimidating, especially if you don’t have all the necessary skills and resources. However, it’s important to remember that entrepreneurship is not about being perfect or having everything in place before starting. In fact, it’s often easier to start small and gradually build your skills and resources as you go. Many…
I have neighbors around my parents’ house. When they were young, they worked hard according to their skills. Some became motorcycle taxi drivers, construction workers, farmers, cargo carriers, etc. Their income is quite adequate when they are still working. They can live appropriately in conditions that are neither excessive nor lacking. As they get older,…
One of the things that makes me skeptical when reading someone who writes about early retirement themes like this is because I see myself as far from enough like following comments : So the tendency is to reject, without trying to understand and delve into the meaning and purpose. If I refer to my personal…
Around 2007 or 2008, a fellow blogger wrote about their New Year’s resolution: that year, they wanted to have savings of IDR 100 million. Wow, that was a significant amount for me at the time, who was still struggling to save IDR 500-750 thousand per month. I remember at the time I only had one…
Indonesia is currently becoming Asia’s new epicenter for the coronavirus pandemic, with daily infections for yesterday (July 13, 2021) almost 48,000 cases and the government warning that the worst is yet to come as testing and tracing are increasing and the delta variant is spreading outside Java and Bali. How do you feel when you…